At BridgePoint Commercial Finance, we offer specialist buy-to-let finance solutions designed for landlords, property investors, and portfolio holders with more complex needs. Whether you're investing in HMOs (Houses in Multiple Occupation), multi-unit blocks, limited company structures, or expanding an existing portfolio—we’re here to help you access tailored, flexible funding.

Our expert advisors work closely with you to secure the most suitable mortgage solutions, even when traditional lenders say no.

What Is Specialist Buy-to-Let?
Specialist buy-to-let refers to mortgage products designed for complex or non-standard property investments. These typically go beyond the scope of conventional BTL lending and may involve:
•    HMOs or student lets
•    Multi-unit freehold blocks (MUFBs)
•    Limited company/SPV ownership structures
•    Holiday lets or short-term rentals (Airbnb-style)
•    Complex incomes or non-UK residents
•    Large or diversified property portfolios
With access to a wide panel of specialist lenders, we can source the most competitive terms, even for challenging or high-value applications.
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Who It's For
Our specialist BTL service is ideal for:
✔ Professional landlords and portfolio investors
✔ Property developers transitioning to rental
✔ Investors purchasing through limited companies
✔ Clients with complex income or credit profiles
✔ Expats or overseas investors buying UK property
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Why Choose Us?
✅ Access to Specialist Lenders – We work with lenders who understand complex property deals.
✅ Tailored Advice – We structure your mortgage to align with your goals and tax planning.
✅ Experience That Counts – We’ve helped hundreds of landlords grow and optimise their portfolios.
✅ Speed & Efficiency – We know time is money in property. Our team works quickly to deliver results.
✅ Ongoing Support – We're here beyond the mortgage. We support your long-term investment strategy.
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Start Building Your Property Portfolio With Confidence
Whether you're buying your first HMO or adding to a portfolio of 50+ properties, our team will guide you through the specialist buy-to-let mortgage process from start to finish.